Long-term care expenses represent a significant financial risk for the elderly. Most residents face an average stay of two to three years. Long-term care is extremely expensive: the average rate for a semi-private room in a nursing home in the Golden Triangle area was over $50,000.00 per year in 2015. A three-year stay will cost approximately $165,000.00, not counting ancillary supplies or prescription drugs.

Many spouses cannot afford to support themselves and pay the nursing home. Fortunately, the law recognizes this and there are numerous spousal impoverishment provisions of which an experienced elder law attorney is aware. Many cannot afford to go without help.

  • Medicare coverage is limited to rehabilitation.
  • The VA could provide some financial help, but rarely is that help enough to cover the cost of long-term care.
  • Limited resources prevent private pay for very long.
  • Families can only help so much, providing care or funding is a drain on their own families and resources.
  • Only 10% have long-term care insurance.

Eligibility is far more complicated than what most anticipate. There is no public education system that provides advice on how to qualify at the earliest time possible with the maximum savings of assets. An experienced Elder Law Attorney is needed. The Mayo Law Firm can help. Call (409) 781-4114 for an appointment today.



Let us help you solve the problem. Before it becomes to hard to handle.


“The situation with my brother-in-law and sister was overwhelming and kept me up at night.  Once we hired you, you put us at ease and then resolved the dilemma quickly.  Because of you, my brother-in-law will receive much needed assistance and my sister will not be broke.  Thank you.”

Jo Ann H.

“Thanks for all of your hard work.  The amount of the settlement exceeded my expectations.”

Dale T.

“When my father was admitted to the nursing home because of his Alzheimer’s we didn’t know how he was going to pay for his care and take care of mom.  However, you went to work and solved the problem.  We are so grateful for your hard work.  Thanks!”

Sharon H.

“Not only did you help my mother get approved for Medicaid, you put me at ease emotionally when we would meet to discuss her situation.  After hiring you, I was able to get a full night’s rest without worrying.”

Sally D.

“Thanks for all your hard work on my daughter’s case.  The settlement was fantastic and I appreciate the time you took to explain everything to me.  Thanks a million!”

Melissa B.